Welcome to this 3-bedroom, 2-bath home in Monticello, set outside of a formal subdivision with no mandatory HOA. With 1,800 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. Open concept living and dining spaces create a comfortable setting for gatherings of all kinds. Outside, the property offers approximately 0.88 acres, giving ample room to relax, play, or plan future outdoor projects. Practical parking available makes everyday living easier for households with multiple vehicles. Set outside of a formal subdivision, this address in Monticello offers a more independent feel with no mandatory HOA. Currently listed for about 254 days, this property combines space, style, and value. Currently offered at $425,000, this home delivers a strong combination of space, condition, and location.