Located on 5737 Highway 20 in Covington, this 6-BR, 4-BA home is not part of a subdivision and comes without mandatory HOA fees. Inside, the home offers 4,123 square feet of finished living space, giving plenty of room for everyday living and easy entertaining. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 0.11 acres, creating a comfortable setting for outdoor living and weekend gatherings. The property includes parking available for multiple vehicles, offering convenience for residents and guests. The location provides quick access to Covington amenities while offering the flexibility of living outside a subdivision with no required HOA. With an asking price of $399,900, this property represents an appealing opportunity in the current market.